"Best Credit Cards to Build Credit in 2025: The Key to Financial Success"

The Capital One Quicksilver Secured Cash Rewards card has a $0 annual fee, offers 1.5% cash back on all purchases, and allows for a higher credit line in six months. The Chase Freedom Rise card for students has no annual fee and offers a $25 statement credit for signing up for automatic payments. The Petal 2 Visa card offers 1% – 1.5% cash back on purchases and no annual fees.

The Discover it Secured Credit Card offers 2% cash back at gas stations and restaurants and 1% on all other purchases. The Chime Secured Credit Builder card reports to credit bureaus and has no annual fees. The Navy Federal nRewards Secured Card is great for military members, with no annual fee and potential credit limit increases.

The U.S. Bank Altitude Go Visa Secured Card provides rewards on dining and everyday purchases. Bank of America Unlimited Cash Rewards Secured card has no annual fee and a customizable earning rate. The Bank of America Customized Cash Rewards Secured card offers 3% cash back in a category of your choice.

The Bank of America Business Advantage Unlimited Cash Rewards Secured Business Credit Card is ideal for small business owners. The Capital One Savor Rewards for Students card offers cash back on dining and entertainment. The Bank of America Travel Rewards for Students card provides unlimited 1.5x points on all eligible purchases.

Secured credit cards can help build or rebuild credit history with on-time payments. It’s essential to avoid missing or making late payments to improve credit scores. Secured cards require a security deposit but can function like any other credit card.

Consider factors like annual fees, security deposits, credit checks, credit bureau reporting, and rewards when choosing a card to build credit. The right secured card can provide an upgrade path to better cards in the future.

Read more at Yahoo Finance: Best credit cards to build credit for 2025