Today’s mortgage rates are holding steady. The average 30-year fixed rate remains at 6.63%, while the 20-year fixed rate dropped slightly to 6.22%, and the 15-year fixed rate increased to 5.89%. For those looking to buy a house, waiting for lower rates might not be the best strategy. National averages for mortgage refinance rates are slightly higher, with the 30-year fixed rate at 6.68%. When choosing a lender, consider factors beyond just interest rates, such as the APR. Overall, focusing on personal finances and credit score may help secure a lower rate.

Read more at Yahoo Finance: Rates waver up and down