Find out how much you could earn by locking in a high CD rate today. Rates vary widely, so it’s essential to shop around for the best offers. Historically, longer-term CDs offered higher rates, but in today’s economic climate, the opposite is true. As of July 13, 2025, the highest CD rate is 5.5% APY with a $1000 minimum deposit at Gainbridge®. APY determines your earnings, with higher rates leading to more growth. Investing $1,000 in a 4% APY CD could earn you $40.74 in interest over a year. Consider different types of CDs like Bump-up, No-penalty, Jumbo, or Brokered for added benefits.

Read more at Yahoo Finance: Best CD rates today, July 13, 2025 (lock in up to 5.5% APY)