A bullish thesis on Pagaya Technologies was shared by MVC Investing’s Substack, with shares trading at $23.69 on July 14th and a forward P/E of 47.38. Pagaya operates a B2B2C fintech platform using AI to underwrite consumer credit at scale, showing strong financial performance in Q1 2025 with $290M in revenue and $80M in adjusted EBITDA. The company’s asset-light, fee-driven model is capital-efficient and relies on partnerships with banks and fintechs. Despite not being among the 30 most popular stocks among hedge funds, Pagaya has shown significant growth and potential in the AI space.

Read more at Yahoo Finance: Pagaya Technologies (PGY): A Bull Case Theory