Sezzle has been a top-performing stock, with explosive growth over the past year. As a buy-now, pay-later (BNPL) stock, Sezzle has outperformed popular AI stocks like Nvidia and Palantir, with a market cap of $4.5 billion. The company also recently rewarded investors with a 6-for-1 stock split in March.

Sezzle, founded in 2016 by CEO Charlie Youakim, has navigated challenges to become profitable and diversified. In Q1 of 2025, revenue jumped 123% year over year to $104.9 million, with a surge in operating income and earnings per share. The company’s subscription products have driven growth, catering to young adults with low to medium incomes.

Sezzle has a unique business model, making money through merchant sales and subscription products like Sezzle Anywhere and auto-couponing. The company’s rewards program, payment streaks, incentivizes on-time payments while managing credit risks by cutting off customers who miss payments. Sezzle aims to become a daily use app for 70% of Americans.

Investors have seen Sezzle’s stock explode following strong financial results, but it has cooled off recently. With a long growth runway ahead and a user-friendly product mix, Sezzle looks poised for success. While revenue growth may moderate, the company’s prospects for outperforming its peers remain strong.

The Motley Fool Stock Advisor team has identified Sezzle as a high-growth stock, with potential to outperform in the long term. While Sezzle wasn’t on their top 10 list, past recommendations like Netflix and Nvidia have seen significant returns. With a track record of market-beating performance, the Stock Advisor team suggests considering their latest top 10 list.

Read more at Nasdaq: This Stock-Split Stock Is Up More Than 800% in the Last Year. Is It a Still a Buy?