XRP and MicroStrategy have seen significant gains in 2025, with XRP rising 46% and MicroStrategy climbing 49%. XRP is focused on utility, especially in institutional finance, while MicroStrategy is primarily accumulating Bitcoin. Investing $5,000 in either asset depends on risk tolerance and potential returns. XRP is gaining traction in real-world asset settlement and stablecoin liquidity, with regulatory clarity improving its investment outlook. MicroStrategy, on the other hand, holds a large amount of Bitcoin and uses leverage to amplify returns, posing risks in case of price drops. For investors seeking moderate risk with potential upside, XRP may be the better choice over MicroStrategy.

Read more at Nasdaq: Got $5,000? Should You Buy XRP (Ripple), or Strategy?