Amex Blue Business Cash Review

From Fortune:

The American Express Blue Business Cash™ Card offers 2% cash back on eligible purchases up to $50,000 per calendar year, with a $0 annual fee. However, spending beyond $50,000 earns only 1% cash back. While it lacks some perks, it offers a generous welcome bonus of up to $500.

The American Express Blue Business Cash™ Card earns a $250 statement credit after $3,000 in purchases in the first 3 months, plus an additional $250 after spending $10,000 within the first year. It has a $0 annual fee and earns 2% cash back on eligible purchases up to $50,000 per calendar year.

The American Express Blue Business Cash™ Card is a great choice for small to mid-sized businesses seeking simplicity and value in their credit card rewards. It’s ideal for businesses with diverse spending needs and offers a straightforward approach to earning rewards on everyday expenses.

The American Express Blue Business Cash™ Card may not be the best choice for businesses exceeding $50,000 in annual spending. It may also not be suitable for businesses with substantial international spending or seeking flexible rewards for premium award travel.

The American Express Blue Business Cash™ Card has a simple rewards structure, earning new cardholders a $500 statement credit, and 2% cash back on eligible purchases up to $50,000 per calendar year, then 1%. The automatic redemption process eliminates the need for complicated rewards systems.

Redeeming rewards with the American Express Blue Business Cash™ Card is as simple as it gets. Rewards are automatically applied as a statement credit within two billing statements following a purchase, eliminating any effort required for redemption. It offers a straightforward and hassle-free rewards redemption process.

The American Express Blue Business Cash™ Card has no annual fee and a foreign transaction fee of 2.7% of each transaction after conversion to US dollars. The purchase APR ranges from 18.49% to 26.49% variable, with additional benefits including car rental insurance, emergency support, and extended warranty and purchase protection.

The Blue Business® Plus Credit Card from American Express is a comparable alternative to the American Express Blue Business Cash™ Card, offering similar rewards and benefits. Both cards have no annual fee and earn 2X rewards on the first $50,000 in spending every calendar year, with varying redemption options.



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