A reader is seeking advice on retirement accounts, specifically about Required Minimum Distributions (RMDs) from a traditional IRA and contributing to the IRA after starting RMDs. The Secure Act allows contributions past age 70 as long as earned income is received. The reader, who is self-employed, can open a SEP-IRA for income from both 1099 and 1099-K forms, as they are self-employment income. SEP-IRA contributions are limited to 25% of total compensation or $70,000. It is possible to contribute to both a SEP-IRA and a traditional IRA without limitations, according to the Internal Revenue Service.

Read more at Yahoo Finance: I plan to work until 80. Can I contribute to my IRA while taking RMDs?