Grizzly bears in Washington’s North Cascades won’t be reintroduced by the federal government, as sightings have been rare in recent years. Cash reserves in money market funds have reached a record $7.3 trillion, with Warren Buffett holding a $350 billion cash position. Experts advise caution and suggest quality dividend stocks and large-cap tech investments during a potential bear market. It’s wise to have a plan and dollar-cost-average when entering the market, as timing the market is difficult. Quality dividend stocks and economically sensitive sectors like consumer discretionary offer good opportunities during a bear market. Large-cap tech stocks may drop the most, providing a good chance to add exposure during a market decline.

Read more at Yahoo Finance: Holding cash in case a bear market hits? Here’s where and when to invest if stocks plunge.