American Express (AXP) is adapting to the Buy Now Pay Later (BNPL) trend with its ‘Plan It’ feature, allowing cardholders to split purchases into monthly payments. The company is collaborating with other businesses to boost its presence in the digital shopping age, resulting in a 7% year-over-year network volume growth. Competitors like PayPal (PYPL) and Affirm (AFRM) are also making strides in the BNPL space. AXP’s stock has declined 2.9% year-to-date, trading at a forward P/E ratio of 18.4X with a Value Score of B. The Zacks Consensus Estimate for AXP’s 2025 earnings is $15.26 per share, a 14.3% increase from the previous year.

Read more at Zacks Investment Research: Can American Express Thrive in the BNPL Era or Just Survive? – August 18, 2025