Primis Bank, founded in 2005, offers personal and business deposit accounts, mortgages, loans, and lines of credit primarily online. It has physical branches in Virginia and Maryland. Their Premium Checking account pays 4.05% APY with no minimum balance and minimal fees. The bank also offers a high-yield savings account with a competitive 4.2% APY.

The Premium Checking account has no monthly fees, overdraft fees, or non-Primis ATM fees. Every debit card purchase earns a flat $0.50. Primis Bank also offers a high-yield savings account with 4.2% APY and similar benefits. The bank emphasizes low fees and competitive interest rates for its deposit accounts.

Pros for Primis Bank include competitive deposit interest rates, no monthly fees, and free nationwide ATM access. However, limited branch access outside Virginia and Maryland and lack of CDs or money market accounts may be drawbacks. Customer service can be reached via phone, email, chat, or in-app features.

Primis Bank is FDIC-insured, offering extended coverage up to $2 million per tax ID. Their routing number is 051409278, and the bank has $3.9 billion in total assets as of June 30, 2025. Founded in 2005, Primis Bank was previously known as Sonabank and rebranded in 2021. Contact information includes a customer support number and mailing address in Ashland, VA.

Read more at Yahoo Finance: High-interest bank accounts with free nationwide ATM access