From Fortune:

The U.S. Bank Visa Platinum Card is ideal for those seeking a 0% intro APR card for large purchases or balance transfers, with an exceptional 21 billing cycle introductory period. There is no annual fee, but no welcome bonus, and no rewards which could be a deal-breaker for some consumers, plus a foreign transaction fee to consider.

The card offers no incentives for rewards or benefits, prioritizing cost-saving measures instead. This makes it suitable for people considering large purchases or those wanting to consolidate debt. The lengthy 0% intro APR on purchases and balance transfers means that users can repay large balances without accruing interest. However, it lacks rewards and bonus perks.

The U.S. Bank Visa Platinum Card appeals to individuals looking for an extended period to make repayments without interest, making it great for large purchases or debt consolidation. However, if rewards are a priority, or if perks beyond the 0% intro APR are desired, this card is not the best fit.

More card options exist for those who want to make the most of a 0% intro APR, and earn rewards. For instance, the Chase Freedom Unlimited® offers 0% intro APR, rewards, and a welcome bonus, while the U.S. Bank Cash+® Visa Signature® Card provides a 0% intro APR, rewards, and a $200 bonus.

The U.S. Bank Visa Platinum Card meets the needs of individuals who require an extended 0% intro APR but may not be ideal for those seeking rewards. Balance transfers are generally processed within 14 days. Only the card issuer can confirm accurate details such as rates and terms.



Read more: U.S. Bank Visa Platinum Card: Extra long 0% intro APR for purchases and balance transfers