From Time Media Company:

Many homeowners may be confused about the difference between a home warranty and home insurance. A home warranty covers the repair or replacement costs of major appliances and home systems due to normal wear and tear. Home insurance, on the other hand, covers damages to the structure of your home and personal property caused by specific perils such as fire, theft or vandalism. It is important to understand the coverage and limitations of each to ensure comprehensive protection for your home.



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