MoneyHero Limited (Nasdaq: MNY) reported a profitable second quarter with a net income of US$0.2 million, a significant improvement from a net loss of US$(12.2) million in the same period last year. Adjusted EBITDA loss also improved by 79% year-over-year to US$(2.0) million, driven by a stronger revenue mix and AI-driven efficiency gains. Insurance and Wealth verticals accounted for 27% of revenue, up 5 percentage points year-over-year. The company’s strategy for durable, profitable growth is showing progress. The Singapore-based personal finance platform and digital insurance provider continues to optimize its revenue mix, improve margins, and drive disciplined operations. The company saw significant improvements in net income, adjusted EBITDA loss, and cost management. Revenue decreased by 13% year-over-year to US$18.0 million in the second quarter of 2025, reflecting a strategic shift towards enhancing revenue quality. The revenue mix also improved, with Insurance and Wealth verticals contributing 27% of revenue in the quarter. The company is focusing on higher-margin, recurring verticals to drive profitability. MoneyHero Group’s financial performance in the second quarter of 2025 shows progress since pivoting the business in 2024. The company’s strategic priorities of improving revenue quality, expanding gross margins, and tightening operating discipline are delivering results. Operating costs and expenses decreased by 37% year-over-year to US$20.6 million, reflecting cost optimization and efficiency initiatives. Net income improved to US$0.2 million from a net loss of US$(12.2) million in the same period last year, showing a positive trajectory towards sustainable profitability. Adjusted EBITDA loss also improved to US$(2.0) million from US$(9.3) million a year ago. MoneyHero Group continues to strengthen its two-sided marketplace and expand its higher-margin segments. The company expects continued margin expansion and stronger operating leverage as revenue mix improves and cost discipline holds. The path to positive Adjusted EBITDA in late 2025 is supported by structural improvements visible in the numbers. MoneyHero Limited is a leading personal finance aggregation and comparison platform and digital insurance brokerage provider in Greater Southeast Asia. The company operates in Singapore, Hong Kong, Taiwan, and the Philippines and has over 270 commercial partner relationships. MoneyHero’s financial results for the second quarter of 2025 reflect progress towards durable, profitable growth. The company’s strategy of optimizing revenue mix, improving margins, and driving disciplined operations has led to significant improvements in net income and adjusted EBITDA loss. MoneyHero Group is focused on expanding its higher-margin segments, with the goal of achieving positive Adjusted EBITDA in the later part of 2025. The company’s commitment to sustainable profitability and long-term growth opportunities is driving its strategic investments and collaborations. MoneyHero Group will continue to innovate in product offerings, AI capabilities, and partnerships to maximize long-term shareholder value.

Read more at GlobeNewswire: MoneyHero Group Reports Second Quarter 2025 Results