Inheriting Apple stock through an IRA has left a reader with 50% of their $600,000 portfolio in Apple shares. Despite strong performance and emotional ties to the stock, the reader is concerned about the lack of diversification. Seeking advice on whether to hold or trim their position, given a 10-year horizon.

The market has been volatile for Apple shares, with a recent surge in demand following the launch of iPhone 17. Despite concerns about the stock’s performance earlier in the year due to tariffs and competition, Apple’s revenue-sharing agreement with Alphabet has remained intact. Shareholders must consider their risk tolerance and outlook on Apple’s future growth.

Financial advisors remain bullish on Apple, citing strong earnings reports and positive momentum around recent product launches. However, bearish views exist, with concerns about Apple’s growth rates and underperformance compared to the S&P 500. Ultimately, the decision to hold, trim, or sell Apple shares should be based on informed opinions about the company’s prospects and personal risk tolerance.

Inheriting Apple stock from a mother who bought it at $8 a share carries emotional weight. However, investors must consider the financial implications of holding a significant portion of their portfolio in one stock. Whether to maintain or diversify the Apple position should be based on a balanced assessment of risk, growth potential, and personal financial goals.

Read more at Yahoo Finance: I inherited $600K in Apple stock. It now makes up 50% of my portfolio. Is that too risky?