From Money Magazine:

The U.S. Bank Visa® Platinum Card offers a long introductory period on both purchases and balance transfers, with a 3% balance transfer fee and no rewards. The Wells Fargo Reflect® Card also offers a 0% intro APR for 21 months on balance transfers and purchases, with a lower minimum APR than some competitors and cash back offers. The Citi Simplicity® Card provides 21 months of 0% APR on balance transfers with no late fees, and the Citi® Diamond Preferred® Card offers a 0% intro APR for 21 months on balance transfers and allows you to select your payment due date.

The Citi Double Cash® Card offers 2% cash back on all purchases, with 18 months of 0% intro APR on balance transfers and no 0% introductory APR on purchases. These balance transfer credit cards can offer an effective way to consolidate debt and reduce overall interest payments. Find the best balance transfer credit card for your needs by reviewing Money’s reviews of the top options in the market today.



Read more: 12 Best Balance Transfer Credit Cards of January 2024