Lock in a high CD rate today to help your balance grow. Rates vary across financial institutions, so finding the best offer is essential. The highest CD rate as of October 5, 2025, is 4.10% APY, offered by Marcus by Goldman Sachs on its 14-month CD. Your earnings from a CD depend on the annual percentage rate (APY) and how often interest compounds. For example, a $1,000 investment in a one-year CD with 4% APY would grow to $1,040.74. Consider different types of CDs like Bump-up, No-penalty, Jumbo, or Brokered for added benefits or flexibility.

Read more at Yahoo Finance: Best CD rates today, October 5, 2025 (lock in up to 4.10% APY)