Mortgage rates are holding steady this weekend, with the 30-year fixed rate at 6.28% and the 15-year fixed rate at 5.58%. For those looking to refinance, rates are slightly higher, with a 30-year fixed refinance rate at 6.41% and a 15-year fixed refinance rate at 5.84%. The best mortgage rates are typically offered to those with higher down payments, excellent credit scores, and low debt-to-income ratios. While rates may fluctuate slightly, waiting for a significant drop is not advised. Instead, focus on improving your financial standing to secure the best rate when purchasing a home.

Read more at Yahoo Finance: Holding steady for the weekend