Dave Ramsey is warning about the future of Social Security, predicting reduced benefits for workers as reserves could be depleted. He advises against relying heavily on Social Security for retirement income. Instead, Ramsey suggests becoming the CEO of your retirement by investing 15% of your income in growth stock mutual funds. He also stresses preparing for healthcare costs early, opening an HSA and enrolling in Medicare. Ramsey’s key message is to plan carefully, budget well, and stay positive to build a secure retirement fund despite potential challenges.

Read more at Yahoo Finance: The Social Security Warning Dave Ramsey Is Adamant About in 2025