From Money Magazine:

Pet parents in the U.S. are enrolling their furry friends in pet healthcare policies to combat rising veterinary care costs. Our experts have compiled data on the best dog insurance providers, including Pets Best, Figo, Embrace, Lemonade, and Spot, based on coverage options and waiting periods for accidents and illnesses.

Pets Best offers early coverage for dogs as young as seven weeks and customizable accident and illness plans. Figo is the best choice for cancer treatment coverage and offers a 100% coinsurance option. Embrace allows pet parents to customize their insurance plan and offers coverage for genetic, chronic, and congenital conditions. Lemonade provides a streamlined claims process powered by AI and covers procedures, medications, and diagnosis. Spot offers flexibility for claims filing and includes microchip implantation and virtual vet visits in its base policy.

Other companies we considered include Healthy Paws Pet Insurance, Pumpkin Pet Insurance, and Nationwide Pet Insurance, each with their own unique coverage options and waiting periods for accidents and illnesses.

If you need a comprehensive dog insurance guide to supplement any gaps in your understanding, be sure to read our in-depth guide to dog insurance.



Read more: Best Dog Insurance | Money