Earn more with a high CD rate today. Compare rates to maximize your savings. The highest CD rate is 4.1% APY as of October 12, 2025, offered by Marcus by Goldman Sachs. APY determines total earnings based on interest rate and compounding frequency. Invest $1,000 in a 4% APY CD for $40.74 in interest. Deposit $10,000 for $407.42 in interest. Consider different CD types like Bump-up, No-penalty, Jumbo, and Brokered for more flexibility or potentially higher rates.

Read more at Yahoo Finance: Best CD rates today, October 12, 2025 (lock in up to 4.1% APY)