Credit card processing involves multiple steps from the cardholder to the merchant’s bank account. Processors like PayPal or Stripe help facilitate these transactions, with fees varying based on the processor. Merchants typically receive payments within a few days, but holds or freezes can occur for reasons like new sellers, suspected fraud, or chargebacks. Resolving these issues quickly involves communication with the processor. There is no standard time for holds, and the faster the investigation is completed, the quicker business can resume. Stay informed to avoid disruptions in your cash flow and keep customers satisfied.

Read more at Yahoo Finance: What to know about credit card processors and account holds