Citizens reaffirmed its Market Perform rating for Upstart Holdings, Inc. (NASDAQ:UPST), one of the 12 Best Fintech Stocks to Buy According to Analysts, as consumer finance company stocks have pulled back due to concerns about rising subprime credit trends. Citizens noted rising delinquencies among subprime auto and personal loan lenders, affecting companies like Upstart. The lending market is also focusing more on undocumented borrowers and anticipating the resumption of student loan repayments and tariff impacts on prices. Upstart is a financial technology company offering various loan products through a cloud-based AI lending platform in the US. While UPST has potential, other AI stocks may offer better upside potential with less downside risk.

Read more at Yahoo Finance: Citizens Keeps Market Perform Rating on Upstart Holdings (UPST)