Experts reveal some of Medicare’s “dirty little secrets” on a new episode of the Decoding Retirement podcast. One surprise is that you sign up for Medicare on Social Security’s website, not Medicare’s. Agents may have a financial incentive to push Medicare Advantage plans over Medigap policies due to higher commissions. Medicare Advantage plans with “$0 monthly premiums” can have hidden costs that add up quickly. Part B premiums could see a significant 11.5% increase in 2026, leading to concerns about affordability. To navigate these challenges, experts recommend verifying agents’ legitimacy and using tools like the Plan Compare tool to make informed decisions about coverage.

Read more at Yahoo Finance: 3 secrets about Medicare that experts want you to know