First Hawaiian Bank (FHB) reported better-than-expected revenue in Q3 CY2025, reaching $226.4 million, a 7.8% increase year on year. GAAP profit of $0.59 per share exceeded analysts’ consensus estimates by 14%. The positive results were attributed to higher net interest and noninterest income, as well as disciplined cost control. Management highlighted stable loan and deposit balances, modest margin expansion, and continued strength in the core Hawaii market as key factors shaping the bank’s outlook. FHB’s stock currently trades at $24.78, up from $23.69 pre-earnings. Is this an inflection point for investors?

The StockStory team will be closely monitoring loan origination pace, net interest margin maintenance, and credit quality stability as potential catalysts in upcoming quarters. Additionally, the company’s ability to manage deposit costs in the face of expected rate cuts and its vigilance regarding credit and macroeconomic factors will be key areas of focus. StockStory’s curated list of High Quality stocks has generated a market-beating return of 183% over the last five years, offering insights into potential investment opportunities.

Read more at Barchart: Deposit Growth, Margin Expansion, and Conservative Credit Set the Tone