Flagstar Financial (NYSE:FLG) reported Q3 CY2025 revenue of $519 million, a 16.7% year-on-year decline but beat analyst estimates by 0.5%. Non-GAAP loss per share was $0.07, in line with consensus. Management highlighted growth in C&I lending and CRE reduction as key to results. Operating income missed estimates at -$34.5 million. Flagstar expects continued C&I growth, CRE reduction, and cost discipline moving forward. C&I lending saw $448 million in net loan growth, while CRE payoffs totaled $1.3 billion. Noninterest expenses decreased by 30% year-over-year. The company looks to improve NIM and credit quality in upcoming quarters.

Read more at StockStory Communications: C&I Lending Growth, CRE Reduction, and Cost Controls Define Trajectory