Jeremy Keil, a certified financial planner, offers retirement planning advice in his book “Retire Today: Create Your Retirement Master Plan in 5 Simple Steps.” He emphasizes the importance of having a plan beyond just saving money for retirement. Keil suggests being ready for retirement three years earlier than you think, and delaying tapping into Social Security until age 70 for bigger checks. He also discusses the need to replace your paycheck in retirement and the importance of planning for healthcare costs. Keil’s P.I.E. acronym stands for plan, implement, enjoy, focusing on creating the ability to spend in retirement without working.

Read more at Yahoo Finance: Want to retire worry-free? Here are some simple ways to do it.