Costco is a popular warehouse club in the US, with more members than Sam’s Club despite higher fees. Costco only accepts Visa credit cards, while Sam’s Club accepts various payment methods. Know what payment methods each store accepts at checkout, food courts, gas stations, and online.

Costco accepts cash, Mastercard credit cards, checks, debit/ATM cards, Visa credit cards, and digital wallets. Not accepted are American Express credit cards, Discover credit cards, Costco Shop Cards, and EBT cards. Sam’s Club accepts debit/ATM cards, cash, Visa credit cards, checks, Mastercard credit cards, and digital wallets.

For SNAP-eligible items on Costco.com, EBT cards are not accepted, but they can be used for same-day delivery through Instacart. Costco’s same-day delivery accepts EBT. Access Costco’s same-day delivery portal on sameday.costco.com, the Costco app, or Instacart app to add EBT as a payment method.

This information was first reported by TheStreet on Nov 8, 2025, in the Retail section. To learn more about Sam’s Club membership costs and benefits, check out the related article on Yahoo Finance.

Read more at Yahoo Finance: From EBT to Apple Pay