From Dow Jones & Company:

A reader is seeking advice on what to do with a $10,000 bonus after paying off credit card debt. The Reader’s Upbringing has conditioned him to save rather than spend big amounts of money. All advice is appreciated. Another piece of advice could be to throw the bonus at student loans with the highest interest rates. Other suggestions include contributing to a 401(k) with an employer match and taking advantage of a high-deductible health plan with a Health Savings Account option. The aim is to maintain a balance between enjoying the present and saving for retirement. MarketWatch offers financial advice to help readers maintain a healthy financial pattern and create a better future.



Read more: ‘I grew up pretty poor’: I’m getting an annual bonus. After I pay off my credit cards, I’ll have $10,000. What should I do with it?