Middle-class Americans are shrinking in population, down from 61% in 1971 to 51% in 2023, according to a Pew Research Center analysis. Lower-income and upper-income households are on the rise, emphasizing the need for the right salary and investment strategies to stay or move up the financial ladder.
Investing in stock markets has been a lucrative move in 2025, with major indexes hitting record highs. Edward Corona advises the middle class to focus on steady growth, avoid risky investments, and exercise patience as 2026 approaches for potential rewards.
The Census Bureau defines the middle class in 2022 by a median annual income of $58,021 to $94,000 and a median net worth of $145,200. For those falling within these financial metrics, there are five recommended investments to consider before 2026, including exchange-traded funds like Vanguard Total Stock Market and Schwab U.S. Dividend Equity.
Gold and silver are recommended hedges for middle-class investors, particularly in times of political turmoil and inflation. Attorneys and CPAs advise purchasing physical coins from reputable dealers rather than relying on ETFs for delivery. Additionally, stocks like Intel and PayPal present potential opportunities for growth despite recent price drops.
For middle-class investors open to risk, investing in cryptocurrency with disposable income could offer a rational hedge against systemic failure and dollar dilution. Hardware wallets and a focus on Bitcoin over altcoins are recommended for those seeking long-term protection rather than quick profits.
Energy stocks like Chevron and ETFs such as Energy Select Sector SPDR are suggested safe investments for middle-class individuals. REITs like Realty Income and Prologis might also gain favor if interest rates ease in the coming year. 1. The stock market saw a significant increase today, with the Dow Jones Industrial Average rising by 200 points. This boost comes after positive earnings reports from major companies and optimistic economic data.
2. The unemployment rate has dropped to 4.2%, the lowest it has been in over a year. This decrease is attributed to the strong job market and increased hiring across various industries.
3. Scientists have discovered a new species of dinosaur in Argentina, named Llukalkan aliocranianus. This carnivorous dinosaur had unique features, including a short, deep skull and large eyes, providing new insights into the evolution of theropods.
4. The FDA has approved a new medication for the treatment of Alzheimer’s disease. Aduhelm, developed by Biogen, is the first drug to target the underlying cause of the disease and has shown promising results in clinical trials.
5. The Tokyo Olympics will proceed without international spectators due to COVID-19 concerns. This decision was made to prioritize the safety of athletes, officials, and the Japanese public. The games are set to begin in July with strict health protocols in place.
Read more at Yahoo Finance: 5 Best Investments for the Middle Class To Make Before 2026