Today’s national average savings account rate is 0.4%, a significant increase from three years ago. While this rate may seem low, some top accounts are currently offering 4% APY and higher. As of November 16, 2025, SoFi offers the highest rate of 4.3% APY. The more you deposit in a savings account, the more you can earn in interest. For example, with a 4% APY, a $10,000 deposit could earn you $408.08 in interest after one year. Consider a high-yield savings account to maximize your earnings. Learn more about savings rates and find the best offers today.

Read more at Yahoo Finance: Best high-yield savings interest rates today, November 16, 2025 (Earn up to 4.3% APY)