When hail hits Oklahoma, Jonathan Spyres of IT RoofTech in Tulsa knows the battle that follows. Recently, he’s been facing challenges getting insurers, particularly State Farm, to pay for repairs after storms. A national review found that nearly 48% of homeowners’ claims were closed unpaid in 2024. And as premiums rise, complaints are mounting about insurers delaying or denying valid claims. Tulsa attorney Christopher Camp has noticed an increase in denials by State Farm, some of which he characterizes as bad-faith. Spyres highlights State Farm’s tactic shift in 2024 to approve claims but not fully fund them, leaving homeowners in a bind. Oklahoma’s Insurance Commissioner issued a bulletin reminding insurers to cover code-related costs, but adjusters often ignore this notice. The state’s Attorney General has opened an investigation into insurers’ claims handling, stating that roofing companies are not being fully compensated. State Farm claims to pay what they owe promptly, but consumer attorneys warn homeowners to watch out for quick denials and underpayments. Homeowners are advised to review their policies thoroughly, especially in a year when nearly half of claims ended without payment (1, 2, 3, 4).

Read more at Yahoo Finance: Tulsa roofer fumes at State Farm for denying claims, losing him thousands. Lawyer calls out 2 tactics to watch out for