Klarna (KLAR) stock plummeted 10% after reporting a $95 million net loss in Q3, compared to $12 million profit last year. Shares are down 25% from IPO price. Despite loss attributed to accounting timing, operational efficiency improved. Klarna Card gained 4 million sign-ups in four months, CEO claims it’s a success.

CEO touts Klarna’s ability to adjust underwriting and balance sheet quickly. AI-enabled tools differentiate the BNPL firm. KLAR shares are inexpensive with P/S multiple of 4.15x. Options data suggest potential recovery to $41 by March 30. Wall Street bullish on KLAR, with a mean target of $49.

Long-term investors may see opportunity in KLAR stock following post-earnings dip. Despite loss, operational efficiency improved in Q3. Klarna Card success with 4 million sign-ups in four months. CEO confident in company’s ability to adjust underwriting quickly. KLAR shares trading at P/S multiple of 4.15x. Options data suggest recovery to $41 by March 30. Wall Street bullish on KLAR, with mean target of $49 indicating potential upside of 50%.

Read more at Yahoo Finance: Klarna Stock Plunges Toward Oversold Territory on Post-Earnings Selloff. Should You Buy the Dip?