Lock in a high CD rate today to help your savings grow. Rates vary across institutions, so find the best offer. Longer-term CDs used to offer higher rates, but now the opposite is true. The highest CD rate as of November 23, 2025, is 4.1% APY with Marcus by Goldman Sachs. APY measures total earnings after one year. Investing $1,000 in a one-year CD at 1.7% APY with monthly compounding interest would yield $1,017.13. Choosing a one-year CD at 4% APY would result in a balance of $1,040.74, including $40.74 in interest. Depositing more in a CD means earning more interest. If you deposit $10,000 in a one-year CD at 4% APY, your total balance would be $10,407.42. Consider other types of CDs like Bump-up, No-penalty, Jumbo, and Brokered for different benefits and flexibility.

Read more at Yahoo Finance: Best CD rates today, November 23, 2025 (lock in up to 4.1% APY)