Many workers lack access to a 401(k), but an IRA can help bridge the gap. Supplement with a taxable brokerage account or consider an HSA for retirement savings. Nearly half of the private sector workforce lacks a 401(k), leaving 56 million workers without. Explore alternative options to save for retirement.

401(k) plans offer automatic payroll deductions and potential matching contributions, but not all workers have access to them. An IRA is a viable option with more investment choices, though contribution limits are lower. Consider funding an IRA, taxable brokerage account, and HSA for a well-rounded retirement savings strategy.

Read more at Yahoo Finance: No 401(k)? Here Are 3 Other Ways to Save for Retirement.