In 2025, the U.S. saw a new administration, major tax law changes, and a Supreme Court challenge to tariff policies. Despite market volatility, the S&P 500 had a 16.6% return year-to-date through December 3. Looking ahead, there are challenges in the equity market due to a high-price macroeconomic environment and weakening job market. For conservative investors, the iShares Core 30/70 Conservative Allocation ETF (NYSEMKT: AOK) offers a balanced investment option with significant exposure to fixed income investments and low expense ratios.

The iShares Core 30/70 Conservative Allocation ETF comprises various equity and fixed-income ETFs, with the largest weighting in the iShares Core Universal USD Bond ETF (NASDAQ: IUSB). This ETF provides exposure to fixed income investments and equity allocations, including U.S. large-cap stocks via the S&P 500 ETF and developed market stocks outside the U.S. With a low expense ratio of 0.15%, this ETF is a suitable option for investors looking to reduce risk in their portfolios.

Read more at Nasdaq: The Best ETF to Hold in Uncertain Times