During the holiday season, expenses can quickly add up, but there are ways to boost your holiday funds without straining your regular budget. Banks offer cash bonuses of $100 to $400 for new customers who meet certain requirements. Referring friends or family to financial products can also earn you extra cash, ranging from $10 to $100.

Credit card welcome bonuses can provide hundreds of dollars in value to new cardholders who meet minimum spending requirements. It’s important to match the bonus requirement with your planned holiday spending. Redeeming rewards wisely can maximize their value, whether through travel redemptions or cash back.

Utilizing shopping portals and cash-back browser extensions can help you save money or earn more rewards while shopping online. Combining these tools with rewards credit cards can create multiple layers of value on the same purchase. By using these strategies, you can maximize benefits and cut holiday spending without accruing credit card debt.

Read more at Yahoo Finance: 5 easy banking and rewards hacks to maximize your holiday cash