Investors seeking a passive way to bet on big tech and AI can choose from various tech-centric ETFs with differing exposures and fees. Two popular Nasdaq ETFs, QQQ and ONEQ, have returned 453% and 370% over the past decade, respectively. Both rose 15.6% in the past year.

QQQ tracks the Nasdaq 100 with a 0.2% expense ratio, while ONEQ holds over 1,000 stocks. The QQQ offers exposure to mega-cap tech and non-tech names, while the ONEQ provides broader exposure to the Nasdaq, including smaller-cap names.

The Nasdaq 100 has outperformed the S&P 500 over the past 10 years. However, the QQQ may be at risk of a larger plunge in a tech-centric correction. The QQQ’s exposure to the Magnificent Seven could be a downside if they lag in a market rally.

For a more diversified play on the Nasdaq, ONEQ may be a better fit with over 1,000 holdings. Despite the breadth of names, the top 10 holdings still make up around 60% of the ETF. The ONEQ has underperformed QQQ over the past decade but has matched its performance in the past year.

Retirement planning involves more than picking the best stocks or ETFs. Answering three key questions can help many Americans realize they can retire earlier than expected. Consider revisiting your portfolio to ensure you are on track for a comfortable retirement.

Read more at Yahoo Finance: Is There Any Real Difference Between These ETFs?