In the third quarter of 2025, the average IRA balance increased to $137,902, while the average 401(k) plan balance rose to $144,400, according to data from Fidelity. To boost retirement savings, maximize employer matches and consider increasing contribution rates strategically to set up for success in 2026.

If you receive a raise in 2026, consider saving it for retirement to boost your savings. By directing your raise into your retirement account, you can build a stronger financial foundation for the future without feeling the pinch in your paycheck.

Investing strategically in growth stocks, dividend stocks, and REITs can help maximize retirement savings. Explore index funds with low fees in your 401(k) to align with your growth and income strategy and ensure your assets work efficiently to grow your savings over time.

Discover little-known Social Security secrets that could increase retirement income by $23,760 annually. Learning how to maximize benefits can provide peace of mind for retirement. Consider joining Stock Advisor to uncover more strategies for boosting retirement savings with Social Security secrets.

Read more at Yahoo Finance: 3 No-Brainer Ways to Supercharge Your Retirement Savings in 2026