Global electronic brokerage Interactive Brokers now allows U.S. retail clients to fund individual brokerage accounts with stablecoins directly from personal crypto wallets. The feature, powered by Zerohash, expands the firm’s digital-asset capabilities, with availability based on account type, jurisdiction, and regulations. The move offers faster and more flexible funding options compared to traditional banking rails. Clients can deposit stablecoins by selecting a blockchain network and generating unique wallet addresses through Zerohash. The process comes with constraints such as a $10 minimum per transfer, a $25,000 per-transaction cap, and a $100,000 monthly limit. Interactive Brokers does not charge deposit fees, but users must cover blockchain gas fees. The company advises against manually typing wallet addresses to avoid irreversible errors. The phased U.S. rollout demonstrates increasing institutional acceptance of stablecoins as a settlement tool for active traders seeking real-time funding flexibility. Stablecoins are expected to move into the financial mainstream next year, with growing consumer adoption and regulatory clarity. According to Keith Grose, UK CEO of Coinbase, stablecoins are becoming a central pillar of the next phase of digital finance. Grose predicts stablecoins will enter mainstream payment infrastructure globally by 2026. Global investors are turning to digital-currency alternatives to diversify away from traditional dollar-denominated instruments.

Read more at Yahoo Finance: Interactive Brokers Begins Allowing Stablecoin Deposits for U.S. Retail Clients