Working Americans are expected to receive a significant financial boost in 2026, with an estimated $100 billion to $150 billion in tax refunds hitting bank accounts in the first quarter. This is thanks to President Donald Trump’s “One Big Beautiful Bill,” which includes provisions like no tax on tips, no tax on overtime, and auto deductibility. Treasury Secretary Scott Bessent emphasized the potential refunds, which could amount to $1,000 to $2,000 per household. The White House also projects that the 2026 tax refund season will be the largest on record.

For those looking to invest their potential windfall wisely, options like the U.S. stock market and real estate are highlighted. Trump has praised the stock market’s growth, suggesting that owning an S&P 500 index fund is a solid strategy for most people. Real estate, particularly rental properties, is also noted as a valuable asset for wealth-building, with platforms like Arrived offering investment opportunities in shares of rental homes.

In addition to stocks and real estate, individuals can consider high-yield savings accounts or certificates of deposit (CDs) to grow their wealth. Raisin provides access to high-yield and no-penalty CDs from top U.S. banks, allowing investors to lock in guaranteed rates and earn steady returns. Whether saving for the short or long term, Raisin offers a straightforward way to earn more without worrying about fluctuating interest rates affecting returns.

Read more at Yahoo Finance: Working Americans will soon get ‘very large refunds’ of up to $2,000/household, says Bessent. How to make the most of it