As 2026 approaches, there are five important retirement changes to be aware of. Individual retirement account (IRA) limits are increasing, with savers under 50 able to contribute up to $7,500 and those 50 and over up to $8,600. 401(k) limits are also rising, with savers under 50 able to contribute $24,500 and those 50 and over up to $32,500, or $35,750 for those aged 60-63. Health savings account (HSA) contribution limits are also going up in 2026, with self-only coverage at $4,400 and family coverage at $8,750, plus a $1,000 catch-up for those 55 and older.

On the healthcare front, Medicare costs are increasing in 2026. The standard monthly Medicare Part B premium is rising to $202.90, while the Part B deductible is increasing to $283. The Medicare Part A inpatient deductible is also going up to $1,736, with higher daily coinsurance rates for hospital stays and skilled nursing facilities. It’s crucial to stay informed about these changes to plan effectively for retirement and healthcare expenses.

Read more at Yahoo Finance: 5 Retirement Changes Coming in 2026 That Every American Needs to Prepare For