XRP experienced a sharp decline from $3.66 in July 2025 to $2.00 by December 2025, losing over 45% and leaving 37% of holders with unrealized losses. Despite this, XRP ETF inflows hit $1 billion within four weeks of launching, the fastest growth since Ethereum ETFs, signaling institutional interest.

The drop in XRP’s price from its peak in July 2025 was significant, falling 45% to around $2.00 by December. On-chain data revealed that many recent buyers now hold XRP at a loss, with approximately 37% of XRP’s circulating supply in unrealized loss. Whales also sold off significant amounts, contributing to the decline.

Institutional XRP ETF inflows reached $1 billion in just four weeks, attracting assets at a record pace. The inflows led to a 45% decline in XRP exchange supply over 60 days, indicating a potential supply squeeze. Analysts believe these inflows could support XRP’s price and potentially reverse some of the losses.

XRP ETF inflows from institutions are creating a structural bid under XRP, with over $1 billion flowing in and exchange balances falling. This influx of institutional money could help stabilize prices and potentially reverse the 45% price decline if the trend continues.

The future of XRP’s price depends on institutional demand through ETF inflows and the overall market conditions. Three scenarios present possible outcomes: bullish with a full reversal of the decline, base with XRP remaining stagnant, and bearish with a further decline if institutional demand falters.

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Read more at Yahoo Finance: Can $1B ETF Momentum Reverse the Slide?