In 2026, Americans are prioritizing saving money more than ever, with surveys showing 70% making it their top financial goal for the year. Despite not meeting all 2025 goals, 84% are still focused on saving money and building an emergency fund in the new year.

To achieve financial goals, consider different savings strategies like high-yield accounts, IRAs, or investment accounts. Writing down goals, tracking progress, and using apps can help stay focused. Building an emergency fund is crucial, with experts advising accessibility and stability to avoid volatility.

Create a budget to manage spending and cut unnecessary expenses. Different approaches to debt repayment exist, such as the snowball or avalanche method. Consider debt consolidation for easier repayment. Regularly contribute extra cash to savings or emergency funds for steady growth.

Spring-clean your finances by eliminating unused subscriptions, consolidating accounts, and organizing charitable giving. Focus on long-term financial dreams like buying a house or starting a business by taking small financial steps now. Enjoy the journey to achieving your financial goals sooner than expected.

Read more at Yahoo Finance: 6 financial resolutions to start 2026 on the right note