Homeowner Angela Bereola faced a $51,399.97 bill after a tree from her neighbor’s yard fell on her roof. Insurance disputes over liability and coverage left her in a tough spot, despite a $70,600.83 damage estimate. The Hayward Unified School District denied her claim, citing the tree fall as an act of nature.

Property insurance claims denials are common, with 40% to 51% of homeowner claims closed with no payment. Homeowners can prepare by reviewing policies, documenting damage, and considering hiring adjusters or attorneys if needed. Appeals can be filed if claims are denied, but time limits must be considered.

To avoid prolonged disputes and unexpected costs, homeowners should thoroughly document damage, report claims promptly, and understand insurance coverage and legal rights. Taking these steps can prevent financial and emotional strain after major property losses.

Vetted sources and third-party reporting provide credible information. For more details, refer to ABC7 News, Weiss Ratings, and United Policyholders for additional guidance and resources.

Read more at Yahoo Finance: CA homeowner stuck with $50K bill after neighbor’s tree crashes into her house but insurer denies ‘unforeseeable’ claim