A recent report from Vanguard reveals that only 40% of Americans aged 61 to 65 are ready for retirement, with many relying on Social Security for support. To get back on track in your 60s, consider downsizing, delaying Social Security benefits, and making catch-up contributions to retirement accounts. High-interest debt and unnecessary spending can strain your budget, so focus on paying off debt and cutting expenses. Part-time work or consulting can provide additional income in retirement without impacting Social Security benefits. It’s never too late to improve your financial outlook and prepare for a comfortable retirement.

Read more at Yahoo Finance: 4 Ways To Get on Track for Retirement If You’re in Your 60s