Private money lending is an alternative way to earn passive income by lending money to real estate investors for short-term, high-interest loans. Private lenders have more flexibility and focus on property value rather than the borrower’s credit score. Returns can range from 10% to 15% on loans lasting three to six months. While there are high returns, there are risks of default, property value fluctuations, and liquidity issues. For those interested in private lending, building capital, networking with investors, and starting small are key steps to consider. Other real estate investment options include REITs, fractional ownership, crowdfunded deals, and grocery-anchored commercial real estate.

Read more at Yahoo Finance: Financially independent investors swear by this overlooked passive-income stream. Here’s why some call it ‘easy’ money