Investors are hopeful for the market’s performance in 2026 after three years of double-digit gains. The S&P 500 has a history of surprising wins, prompting continued investment. Consider diversifying with safe stocks and high-growth options like SoFi Technologies and Nu Holdings for potential returns in the new year.

SoFi, a U.S.-based digital bank, offers a comprehensive range of financial services on a user-friendly app. It has introduced innovative products like cryptocurrency trading and a blockchain-enabled stablecoin. With a strong lending segment and growing financial services revenue, SoFi’s stock has seen a 75% increase in 2025, trading at a P/E ratio of 48.

Nu Holdings, headquartered in Brazil, Mexico, and Colombia, is an all-digital bank with a rapidly expanding customer base. It added 4.3 million customers in the third quarter, reaching a total of 127 million. With plans for further expansion and profitable operations, Nu stock has increased by 60% this year, trading at a P/E ratio of 32.

For long-term investment opportunities, consider the growth potential of SoFi Technologies and Nu Holdings. The Motley Fool’s Stock Advisor team has identified the 10 best stocks to buy now, offering significant returns over the years. Don’t miss out on potential gains by exploring these top investment options.

Disclosure: The author has positions in Nu Holdings and SoFi Technologies. The Motley Fool recommends Nu Holdings.

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