High net worth individuals in 2024 held roughly 20% of their total portfolio in cash, fearing market volatility and high inflation. Warren Buffett retired with a $381.7 billion cash balance in 2025, growing his net worth by $21 billion. Other wealthy investors like Peter Thiel are also shifting away from stocks (1, 2, 3, 4).

Amid ongoing market uncertainties, cash and alternatives like real estate offer stability. Goldman Sachs found nearly 4 in 10 individuals with $1 million to $5 million in assets invest in alternatives. Platforms like Arrived and FNRP provide accessible ways to invest in real estate without the traditional hassles (5, 6).

Investing in alternative assets like real estate or art can help diversify wealth. Masterworks allows fractional ownership in multimillion-dollar artworks by renowned artists, offering unique portfolio diversification. Mogul offers investments in blue-chip rental properties with solid returns and vetted selections (7, 8).

Read more at Yahoo Finance: Mega-rich Americans are ditching stocks and hoarding historic highs of cash. Here’s where their wealth’s going instead