65% of Americans fear rising costs will hinder retirement enjoyment. Baby boomers admit to inadequate savings. Allianz survey reveals half of Americans don’t know how much to save, but estimate a staggering $3,327,000 needed for comfortable retirement. Tips offered to catch up on savings.

Acorns app rounds up purchases to nearest dollar, investing spare change. $2.50 daily round-ups could yield $900 yearly before market earnings. Sign up now for a $20 bonus investment. Consider employer’s 401(k) matching and direct precious metals investments for retirement funding.

Gold IRAs offer inflation-hedging assets for retirement. Priority Gold helps open gold IRAs for tax advantages and protection. Hold physical gold or gold-related assets in retirement account. Get a free information guide and up to $10,000 in free silver for qualifying purchases.

Americans saving only 4.7% of disposable income in September. 82% not using high-yield savings accounts, missing out on compounding gains. Wealthfront Cash Account offers 3.50% base variable APY with a total APY of 4.15%. No fees, 24/7 access, and insured up to $8 million by FDIC.

Leverage home equity with HELOCs or loans for expenses or retirement funding. Figure offers fast, fully online HELOCs up to $400,000 with no paperwork or appraisal needed. Get approved funds upfront for flexibility. Rated 4.8 stars on Trustpilot, funded over $20 billion in loans.

Term life insurance through Ethos provides affordable coverage. Get up to $2 million in coverage online with terms from 10 to 30 years. Protect family from unexpected costs. Get a free quote for tailored coverage. Financial advisors can help develop retirement income plans for added confidence.

Read more at Yahoo Finance: More than half of baby boomers say they don’t have enough saved for retirement. 6 of the simplest ways to catch up fast